Thumb National Bank and Trust Company

Business Deposit Accounts

Options to Save your Business Time and Money

At Thumb National, we understand that each business is unique. Our versatile range of business deposit accounts is tailored to meet your individual needs. Our Business Product Specialists will meet with you personally, at your convenience, to discuss your financial operations.

Business Checking

A safe convenient checking account is important to every business. Thumb National offers a variety of checking options to benefit both small and large business customers.

Features include:

  • Unlimited access to your funds 
  • Ability to withdraw and deposit to your account at any time 
  • Itemized monthly statement 
  • Check images returned with statement 
  • Convenient options to avoid monthly fees 
  • Telebanc and Online Banking - keep in touch with your money 24-hours a day

NOW Interest Checking 

Earn interest on your money while enjoying the convenience of a business checking account. Maintain an average monthly balance of $1,000 and no monthly service fee will be assessed.

Public Funds NOW Account 

This tiered interest-bearing checking account has unlimited check writing capabilities. Open this account with a $5,000 minimum deposit. Maintain an average daily balance of $5,000 and no monthly service fee will be assessed.

Money Market 

Combine the benefits of a checking account with the earning power of a savings account. Thumb National's Business Money Market Account has a tiered rate structure that pays higher rates on larger balances so the higher your account balance, the higher your rate of return. Unlimited deposits and over-the-counter withdrawals can be made each month, with six transfers being allowed, no more than three by check. There is no monthly service fee when you maintain the required balance. You can access your money market funds by writing a check, scheduling automatic transfers or transferring through TNonline or Telebanc.

Overdraft Protection 

If your checking account is ever overdrawn we will automatically transfer funds to your checking account from your Thumb National savings account.

Business Savings

Maintain a daily balance of $100 or more and no monthly service fee will be assessed. Your deposit earns a market rate of interest daily which compounds quarterly.

Business Product Specialists

Contact a specialist by calling your local office or by sending an e-mail to: csr@thumbnational.com