At Thumb National, we understand
that each business is unique. Our versatile range of
business deposit accounts is tailored to meet your
individual needs. Our Business Product Specialists will
meet with you personally, at your convenience, to discuss
your financial operations.
Business Checking A safe convenient checking account is important
to every business. Thumb National offers a variety of
checking options to benefit both small and large business
customers.
Features include:
Unlimited access to your funds
Ability to withdraw and deposit to
your account at any time
Itemized monthly statement
Check images returned with
statement
Convenient options to avoid monthly
fees
Telebanc and Online Banking - keep in
touch with your money 24-hours a day
Sweep Account A Sweep Account is the perfect complement to a Thumb
National checking account. In addition to low monthly
fees, your business can optimize earnings with an account
that automatically sweeps your excess cash into
higher-yielding investments overnight. This service from
Thumb National offers optimum liquidity while maximizing
earning potential.
NOW Interest Checking Earn interest on your money while enjoying the
convenience of a business checking account. Maintain an
average monthly balance of $1,000 and no monthly service
fee will be assessed.
Public Funds NOW Account This tiered interest-bearing checking account has
unlimited check writing capabilities. Open this account
with a $5,000 minimum deposit. Maintain an average daily
balance of $5,000 and no monthly service fee will be
assessed.
Money Market Combine the benefits of a checking account with the
earning power of a savings account. Thumb National's
Business Money Market Account has a tiered rate structure
that pays higher rates on larger balances so the higher
your account balance, the higher your rate of return.
Unlimited deposits and over-the-counter withdrawals can be
made each month, with six transfers being allowed, no more
than three by check. There is no monthly service fee when
you maintain the required balance. You can access your
money market funds by writing a check, scheduling
automatic transfers or transferring through TNonline
or Telebanc.
Overdraft Protection If your checking account is ever overdrawn we will
automatically transfer funds to your checking account from
your Thumb National savings account.
Business Savings Maintain a daily balance of $100 or more and no
monthly service fee will be assessed. Your deposit earns a
market rate of interest daily which compounds quarterly.
Business Product Specialists
Contact a specialist by calling your
local office or by sending an e-mail to: csr@thumbnational.com