Personal Checking Accounts

For generations Thumb National Bank & Trust Company has been dedicated to building personalized banking relationships with our customers. We offer a wide range of checking options to fit your personal needs and lifestyle.

Features of Our Personal Checking Accounts:

Important Information you should know before opening an account.

 Types of Checking Accounts

FREE Economy Checking Apply Now!  FREE checking! No minimum balance required, no monthly service charge, no per check or deposit charge, and no limit to the number of checks you may write.

Full Service Checking Apply Now!  When you maintain an average monthly balance of $500 in this account, no monthly service fee will be assessed. You’ll also receive the benefit of FREE travelers cheques, money orders, photocopy service, U.S. wire transfers, FAX service and notary public service.

NOW Interest Checking Apply Now!  Interest bearing checking with no monthly service fee when you maintain the required balance of $1,000. In the event your average monthly balance falls below $1,000 you will still receive the interest earned. You’ll also receive FREE travelers cheques, money orders, photocopy service, U.S. wire transfers, FAX service and notary public service.

Money Market Account Apply Now! Combine the benefits of a checking account with the earning power of a savings account. This account is a great way to maximize your high balance deposits at a market rate of interest. Our tiered rate structure pays higher rates on larger balances so the higher your account balance, the higher your rate of return. Unlimited deposits and over-the-counter withdrawals can be made each month, with six transfers being allowed, no more than three by check. There is no monthly service fee when you maintain the required balance.

Senior Checking Apply Now!  If you are 50 years or better you can enjoy all the services of our FREE Economy Checking Account, plus FREE senior checks, money orders, travelers cheques, U.S. wire transfers, FAX service, photocopy service, notary public service and ATM usage throughout the country. (This does not include access fees charged from other financial institutions.)

Full-Time Student Checking Apply Now!  Designed for high school and college students. This account has the same features as our FREE Economy Checking Account. You’ll also receive FREE ATM usage throughout the country. (This does not include access fees charged from other financial institutions)

Personal Product Specialists

Contact a specialist by calling your local office or by sending an e-mail to:   csr@thumbnational.com