Thumb National Bank and Trust Company

TN MyCard Terms & Conditions

The Thumb National MasterMoney MyCard Debit Card ("Card") is subject to these Terms and Conditions (Terms). Additional general terms and conditions apply to your Card as outlined in your Deposit Account Terms and Conditions. If these Terms conflict in any way with your Deposit Account Terms and Conditions, these Terms control. Please refer to the FAQs page for more information.

By requesting a Card and submitting an image of your choice, you warrant to Thumb National Bank that: (i) you are the owner of the image (i.e. the image was taken by you) or you have obtained express consent from the image´s owner to use the image on your Card; (ii) you have obtained express consent from any person whose image you use on your Card; and (iii) use of the image by Thumb National Bank will not infringe any other person´s rights, including intellectual property rights, in the image. You (or you have obtained consent from the image´s owner) grant to Thumb National Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the image and the data you provide to Thumb National Bank for the purpose of providing your Card. You agree to indemnify, defend and hold harmless Thumb National Bank, its successors and assigns, against any claims, damages, losses, costs, expenses (including attorney's fees) incurred by or asserted against Thumb National Bank caused directly or indirectly by the use of this service or as a result of the image being used on and reproduced on your Card, or arising out of or as a result of Thumb National Bank storing, modifying, copying or using the image. Thumb National Bank's liability hereunder is limited to refunding the fee associated with the issuance of the Card and Thumb National Bank is not liable to you for any loss, claim or expense whatsoever in relation to any action by Thumb National Bank permitted under these Terms. Thumb National Bank is not responsible for image quality including but not limited to poor-quality images or images poorly positioned on the Card.

Thumb National Bank reserves the right to add to or modify these Terms and to terminate the Card program or Card issued to you, at any time, in its sole discretion.

Thumb National Bank reserves the right to reject any image (includes a photograph) submitted or to refuse to issue you a Card, in our sole and absolute discretion. You may not submit images that are unacceptable as outlined in the Image Guidelines.

There is a $10.00 fee for each new Card. There is also a $10.00 fee for each updated image or replacement Card. There is no fee for a renewal Card which is reissued every three (3) years from the current expiration date. The fee will be deducted from your checking account linked to your Card. If you do not have enough funds to cover the fee(s), your Card request will not be processed. If you currently have a debit card, your new Card will replace your existing Card. You agree to destroy your old debit card upon receipt of your new Card. You agree to hold Thumb National Bank harmless for any loss incurred as a result of NOT destroying your old card.

If you have not advised Thumb National Bank within 60 days of the renewal date noted on your Card that you wish to submit a new image for your Card, Thumb National Bank will renew your existing Card with the same image.

Your primary checking account attached to your debit card will be charged $10.00.