Thumb National Bank and Trust Company

Personal Checking Accounts

For generations Thumb National Bank & Trust Company has been dedicated to building personalized banking relationships with our customers. We offer a wide range of checking options to fit your personal needs and lifestyle.

Features of Our Personal Checking Accounts:

  • No per check or deposit charge
  • Itemized monthly statement
  • Check images included with statement
  • No annual fee ATM/Debit Card
  • Automatic Transfer – any amount may be transferred to and from your Thumb National checking account
  • Overdraft Protection – if ever your checking account is overdrawn we will automatically transfer funds to your checking account from your Thumb National savings account or personal credit line
  • Telebanc and Online Banking – keep in touch with your money 24-hours a day

Important Information you should know before opening an account.

Types of Checking Accounts

FREE Economy Checking FREE checking! No minimum balance required, no monthly service charge, no per check or deposit charge, and no limit to the number of checks you may write.

Full Service Checking When you maintain an average monthly balance of $500 in this account, no monthly service fee will be assessed. You’ll also receive the benefit of FREE travelers cheques, money orders, photocopy service, U.S. wire transfers, FAX service and notary public service.

NOW Interest Checking Interest bearing checking with no monthly service fee when you maintain the required balance of $1,000. In the event your average monthly balance falls below $1,000 you will still receive the interest earned. You’ll also receive FREE travelers cheques, money orders, photocopy service, U.S. wire transfers, FAX service and notary public service.

Money Market Account Combine the benefits of a checking account with the earning power of a savings account. This account is a great way to maximize your high balance deposits at a market rate of interest. Our tiered rate structure pays higher rates on larger balances so the higher your account balance, the higher your rate of return. Unlimited deposits and over-the-counter withdrawals can be made each month, with six transfers being allowed, no more than three by check. There is no monthly service fee when you maintain the required balance.

Senior Checking If you are 50 years or better you can enjoy all the services of our FREE Economy Checking Account, plus FREE senior checks, FAX service, photocopy service, notary public service and ATM usage throughout the country. (This does not include access fees charged from other financial institutions.)

Full-Time Student Checking Designed for high school and college students. This account has the same features as our FREE Economy Checking Account. You’ll also receive FREE ATM usage throughout the country. (This does not include access fees charged from other financial institutions)

Personal Product Specialists

Contact a specialist by calling your local office or by sending an e-mail to: csr@thumbnational.com