Thumb National Bank and Trust Company

Savings Accounts

Thumb National offers financial products that make the most of your money, helping you increase your earning power. Visit our Personal Product Specialists at any of our branch offices and let us open an account that’s right for you.

Important Information you should know before opening an account. (click here)

Types of Savings Accounts

Regular Savings Whether you’re saving for the future, a special purchase or just want the security of knowing there’s money set aside, Thumb National’s low minimum balance savings account can help you reach your goals. 

  • NO maintenance fee when you maintain a monthly balanceof $100 (no minimum balance requirement for children or full-time students)
  • Interest paid quarterly
  • Quarterly statement
  • Combined statement option with checking account (monthly statement)
  • 24-hour access to account information through Telebanc or TNonline 
  • No annual fee ATM Card

Premier Investment A tiered interest savings account to meet your liquidity needs. This account pays higher rates on larger balances and interest is credited to your account monthly. Full Service Checking Account customers receive an even higher rate. There is no monthly service fee when you maintain the required balance.

Money Market  Maximize your high balance deposits at a market rate of interest. The tiered rate structure pays higher rates on larger balances so the higher your account balance, the higher your rate of return. There is no monthly service fee when you maintain the required balance.

Christmas Club A great way to save for the holidays. Deposits can be made year-round, in any amount, at any time with interest compounding quarterly.

Certificate of Deposit  Thumb National’s CD Accounts offer a wide variety of terms and rates to meet your individual needs. Terms vary from as little as 7 days to 5 years and earn competitive market rates.

Individual Retirement Account We know how important it is to invest for the future. That’s why Thumb National offers a wide selection of IRAs, including Traditional and Roth and also Coverdell Education Savings Accounts, with a variety of terms at competitive market rates. Our IRA specialists can answer all your questions and help you select the IRA that best achieves your goals. IRAs offer unique tax and income advantages as well.

Personal Product Specialists

Contact a specialist by calling your local office or by sending an e-mail to: csr@thumbnational.com